The Average Wage Earner's Budget Manager provides a powerful yet inexpensive way to tackle household money concerns such as saving on grocery bills, planning for a dream vacation, and managing finances. The View Budget feature is the heart of Budget Manager. After entering your income and expenses information, Budget Manager takes that information and sets up a budget for you - pay period after pay period, starting with the pay period you request. For each pay period, Budget Manager takes the amount you enter as your regular income and "pays" whatever is due for that period. Whatever monthly obligation, regularly paid item, adjustment or periodic allotment to some project is due, Budget Manager alerts you to that fact - on time. Because the grocery bill is a chief concern of most average wage earner's, Budget Manager provides a unique Shopper feature that helps you plan your shopping economically. With an organized budget, you usually have money left over to do extra things. To help you make wise decisions, Budget Manager provides a Finance section that delivers of load of valuable information. Without having extra money, it is possible to enjoy that good feeling that comes from paying off bills. To help you do this, Budget Manager provides a Pay Off feature that generates a pay off plan that pays off your creditors/bills in the shortest time possible takikng into consideration the money you have to work with. If you are planning a project that extends over a number of pay periods, like a vacation, you can develop a savings program using the Projects feature. You can use the Projects feature for anything you have to save up money for by a particular date (pay period).
VERSION HISTORY
- Version 1.0 posted on 2000-05-13
Program Details
- Category: Home & Hobby > Personal Finance
- Publisher: El-Pro Communications
- License: Free Trial
- Price: $19.99
- Version: 1.0
- Platform: windows
EULA
End-User License Agreement for The Average Wage Earner's Budget Manager NOTICE TO USER: PLEASE READ THIS CONTRACT CAREFULLY. BY USING, COPYING OR DISTRIBUTING ALL OR ANY PORTION OF THE AVERAGE WAGE EARNER'S BUDGET MANAGER ("SOFTWARE") YOU ACCEPT ALL THE TERMS AND CONDITIONS OF THIS AGREEMENT, INCLUDING, IN PARTICULAR THE LIMITATIONS ON: USE CONTAINED IN SECTION 2; TRANSFERABILITY IN SECTION 4; WARRANTY IN SECTION 7; AND LIABILITY IN SECTION 8. YOU AGREE THAT THIS AGREEMENT IS ENFORCEABLE LIKE ANY WRITTEN NEGOTIATED AGREEMENT SIGNED BY YOU. THIS AGREEMENT IS ENFORCEABLE AGAINST YOU AND ANY LEGAL ENTITY THAT OBTAINED THE SOFTWARE AND ON WHOSE BEHALF IT IS USED. IF YOU DO NOT AGREE, DO NOT USE THIS SOFTWARE. El-Pro Communications and its suppliers own all intellectual property in the Software. El-Pro Communications permits you to use the Software only in accordance with the terms of this Agreement. Use of some third party materials included in the Software may be subject to other terms and conditions typically found in a separate license agreement, 1. Definitions. "Software" means (a) all of the contents of the files (provided either by electronic download, on physical media or any other method of distribution), disk(s), CD-ROM(s) or other media with which this Agreement is provided, including but not limited to (i) El-Pro Communications or third party computer information or software, including The Average Wage Earner's Budget Manager; (ii) related explanatory written materials or files ("Documentation"); and (iii) fonts; and (b) upgrades, modified versions, updates, additions, and copies of the Software, if any, licensed to you by El-Pro Communications (collectively, "Updates"). "Use" or "Using" means to access, install, download, copy, or otherwise benefit from using the functionality of the Software in accordance with the Documentation. "Permitted Number" means one (1) unless otherwise indicated under a valid license (e.g., volume license) granted by El-Pro Communications. "Computer" means an electronic device that accepts information in digital or similar form and manipulates it for a specific result based on a sequence of instructions. 2. Software License. If you obtained the Software from El-Pro Communications or one of its authorized licensees (affiliates), and subject to your compliance with the terms of this agreement (this "Agreement"), including the restrictions in Setion 3, El-Pro Communications grants to you a non-exclusive license to Use the Software for the purposes described in the Documentation as follows. 2.1 General Use. You may install and Use a copy of the Software on your compatible Computer, up to the Permitted Number of computers (just one). The Software may not be shared, installed or used concurrently on different computers. See Section 3 for important restrictions on the Use of El-Pro Communications Reader and Web Players. 2.2 Backup Copy. You may make one backup copy of the Software, provided your backup copy is not installed or used on any Computer. You may not transfer the rights to a backup copy unless you transfer all rights in the Software as provided under Section 4. 2.3 No Modification. 2.3.1 You may not modify, adapt, translate or create derivative works based upon the Software. You may not reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of the Software except to the extent you may be expressly permitted to decompile under applicable law, it is essential to do so in order to achieve operability of the Software with another software program, and you have first requested El-Pro Communications to provide the information necessary to achieve such operability and El-Pro Communications has not made such information available. El-Pro Communications has the right to impose reasonable conditions and to request a reasonable fee before providing such information. Any such information supplied by El-Pro Communications and any information obtained by you by such permitted decompilation may only be used by you for the purpose described herein and may not be disclosed to any third party or used to create any software which is substantially similar to the expression of the Software. Requests for information should be directed to the El-Pro Communications Customer Support Department (http://awebudgetmanager.com/contact.htm). 2.4 Third Party Website Access. The Software may allow you to access third party websites ("Third Party Sites"). Your access to and use of any Third Party Sites, including any goods, services or information made available from such sites, is governed by the terms and conditions found at each Third Party Site, if any. Third Party Sites are not owned or operated by El-Pro Communications. YOUR USE OF THIRD PARTY SITES IS AT YOUR OWN RISK. El-Pro Communications MAKES NO WARRANTIES, CONDITIONS, INDEMNITIES, REPRESENTATIONS OR TERMS, EXPRESS OR IMPLIED, WHETHER BY STATUTE, COMMON LAW, CUSTOM, USAGE OR OTHERWISE AS TO ANY OTHER MATTERS, INCLUDING BUT NOT LIMITED TO NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, INTEGRATION, ACCURACY, SECURITY, AVAILABILITY, SATISFACTORY QUALITY, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE WITH RESPECT TO THE THIRD PARTY SITES. 3. Restrictions. 3.1 Notices. You shall not copy the Software except as set forth in Section 2. Any copy of the Software that you make must contain the same copyright and other proprietary notices that appear on or in the Software. 3.2 Non-Registered Version Security Features. The Software, in its non-registered form, contains security features that automatically disable The Average Wage Earner's Budget Manager after 90 days of non-registered Use. You agree not to attempt to circumvent the permissions that control activation of the Software for registered Use. The registered version of the Software may only be accessed after obtaining Keys obtained under a valid license from El-Pro Communications. No other use is permitted. 4. Transfer. You may not rent, lease, sublicense, assign or transfer your rights in the Software, or authorize all or any portion of the Software to be copied onto another user's Computer except as may be expressly permitted herein. You may, however, transfer all your rights to Use the Software to another person or legal entity provided that: (a) you also transfer (i) this Agreement, and (ii) the Software and all other software or hardware bundled or pre-installed with the Software, including all copies, Updates and prior versions, to such person or entity, (b) you retain no copies, including backups and copies stored on a Computer, and (c) the receiving party accepts the terms and conditions of this Agreement and any other terms and conditions upon which you legally purchased a license to the Software. Notwithstanding the foregoing, you may not transfer education, pre-release, or not for resale copies of the Software. 5. Intellectual Property Ownership, Copyright Protection. The Software and any authorized copies that you make are the intellectual property of and are owned by El-Pro Communications and its suppliers. The structure, organization and code of the Software are the valuable trade secrets and confidential information of El-Pro Communications and its suppliers. The Software is protected by law, including without limitation the copyright laws of the United States and other countries, and by international treaty provisions. Except as expressly stated herein, this Agreement does not grant you any intellectual property rights in the Software and all rights not expressly granted are reserved by El-Pro Communications and its suppliers. 6. Updates. If the Software is an Update to a previous version of the Software, you must possess a valid license to such previous version in order to Use such Update. All Updates are provided to you on a license exchange basis. You agree that by Using an Update you voluntarily terminate your right to use any previous version of the Software. As an exception, you may continue to Use previous versions of the Software on your Computer after you Use the Update but only to assist you in the transition to the Update, provided that: (a) the Update and the previous versions are installed on the same computer; (b) the previous versions or copies thereof are not transferred to another party or Computer unless all copies of the Update are also transferred to such party or Computer; and (c) you acknowledge that any obligation El-Pro Communications may have to support the previous versions of the Software may be ended upon availability of the Update. 7. NO WARRANTY. The Software is being delivered to you "AS IS" and El-Pro Communications makes no warranty as to its use or performance. El-Pro Communications provides no technical support, warranties or remedies for the Software. El-Pro Communications AND ITS SUPPLIERS DO NOT AND CANNOT WARRANT THE PERFORMANCE OR RESULTS YOU MAY OBTAIN BY USING THE SOFTWARE. EXCEPT FOR ANY WARRANTY, CONDITION, REPRESENTATION OR TERM TO THE EXTENT TO WHICH THE SAME CANNOT OR MAY NOT BE EXCLUDED OR LIMITED BY LAW APPLICABLE TO YOU IN YOUR JURISDICTION, El-Pro Communications AND ITS SUPPLIERS MAKE NO WARRANTIES CONDITIONS, REPRESENTATIONS, OR TERMS (EXPRESS OR IMPLIED WHETHER BY STATUTE, COMMON LAW, CUSTOM, USAGE OR OTHERWISE) AS TO ANY MATTER INCLUDING WITHOUT LIMITATION NONINFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY, INTEGRATION, SATISFACTORY QUALITY, OR FITNESS FOR ANY PARTICULAR PURPOSE. The provisions of Section 7 and Section 8 shall survive the termination of this Agreement, howsoever caused, but this shall not imply or create any continued right to Use the Software after termination of this Agreement. 8. LIMITATION OF LIABILITY. IN NO EVENT WILL El-Pro Communications OR ITS SUPPLIERS BE LIABLE TO YOU FOR ANY DAMAGES, CLAIMS OR COSTS WHATSOEVER OR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL DAMAGES, OR ANY LOST PROFITS OR LOST SAVINGS, EVEN IF AN El-Pro Communications REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS, DAMAGES, CLAIMS OR COSTS OR FOR ANY CLAIM BY ANY THIRD PARTY. THE FOREGOING LIMITATIONS AND EXCLUSIONS APPLY TO THE EXTENT PERMITTED BY APPLICABLE LAW IN YOUR JURISDICTION. El-Pro Communicationss AGGREGATE LIABILITY AND THAT OF ITS SUPPLIERS UNDER OR IN CONNECTION WITH THIS AGREEMENT SHALL BE LIMITED TO THE AMOUNT PAID FOR THE SOFTWARE, IF ANY. Nothing contained in this Agreement limits El-Pro Communicationss liability to you in the event of death or personal injury resulting from El-Pro Communicationss negligence or for the tort of deceit (fraud). El-Pro Communications is acting on behalf of its suppliers for the purpose of disclaiming, excluding and/or limiting obligations, warranties and liability as provided in this Agreement, but in no other respects and for no other purpose. For further information, please see the jurisdiction specific information at the end of this Agreement, if any, or contact El-Pro Communicationss Customer Support Department (http://awebudgetmanager.com/contact.htm). 9. Export Rules. You agree that the Software will not be shipped, transferred or exported into any country or used in any manner prohibited by the United States Export Administration Act or any other export laws, restrictions or regulations (collectively the "Export Laws"). In addition, if the Software is identified as export controlled items under the Export Laws, you represent and warrant that you are not a citizen, or otherwise located within, an embargoed nation and that you are not otherwise prohibited under the Export Laws from receiving the Software. All rights to Use the Software are granted on condition that such rights are forfeited if you fail to comply with the terms of this Agreement. 10. Governing Law. This Agreement will be governed by and construed in accordance with the substantive laws in force: (a) in the State of Georgia (United States of America), This Agreement will not be governed by the conflict of law rules of any jurisdiction or the United Nations Convention on Contracts for the International Sale of Goods, the application of which is expressly excluded. 11. General Provisions. If any part of this Agreement is found void and unenforceable, it will not affect the validity of the balance of this Agreement, which shall remain valid and enforceable according to its terms. This Agreement shall not prejudice the statutory rights of any party dealing as a consumer. This Agreement may only be modified by a writing signed by an authorized officer of El-Pro Communications. Updates may be licensed to you by El-Pro Communications with additional or different terms. This is the entire agreement between El-Pro Communications and you relating to the Software and it supersedes any prior representations, discussions, undertakings, communications or advertising relating to the Software. 12. Specific Provisions and Exceptions. 12.1 You are required to take all reasonable measures to avoid and reduce damages, in particular to make back-up copies of the Software and your computer data subject to the provisions of this Agreement. 12.2 Pre-release Product Additional Terms. If the product you have received with this license is pre-commercial release or beta Software ("Pre-release Software"), then the following Section applies. To the extent that any provision in this Section is in conflict with any other term or condition in this Agreement, this Section shall supercede such other term(s) and condition(s) with respect to the Pre-release Software, but only to the extent necessary to resolve the conflict. You acknowledge that the Software is a pre-release version, does not represent final product from El-Pro Communications, and may contain bugs, errors and other problems that could cause system or other failures and data loss. Consequently, the Pre-release Software is provided to you "AS-IS", and El-Pro Communications disclaims any warranty or liability obligations to you of any kind. WHERE LIABILITY CANNOT BE EXCLUDED FOR PRE-RELEASE SOFTWARE, BUT IT MAY BE LIMITED, El-Pro CommunicationsS LIABILITY AND THAT OF ITS SUPPLIERS SHALL BE LIMITED TO THE SUM OF FIFTY DOLLARS (U.S. $50) IN TOTAL. You acknowledge that El-Pro Communications has not promised or guaranteed to you that Pre-release Software will be announced or made available to anyone in the future, El-Pro Communications has no express or implied obligation to you to announce or introduce the Pre-release Software and that El-Pro Communications may not introduce a product similar to or compatible with the Pre-release Software. Accordingly, you acknowledge that any research or development that you perform regarding the Pre-release Software or any product associated with the Pre-release Software is done entirely at your own risk. During the term of this Agreement, if requested by El-Pro Communications, you will provide feedback to El-Pro Communications regarding testing and use of the Pre-release Software, including error or bug reports. If you have been provided the Pre-release Software pursuant to a separate written agreement, your use of the Software is also governed by such agreement. You agree that you may not and certify that you will not sublicense, lease, loan, rent, assign or transfer the Pre-release Software. Upon receipt of a later unreleased version of the Pre-release Software or release by El-Pro Communications of a publicly released commercial version of the Software, whether as a stand-alone product or as part of a larger product, you agree to return or destroy all earlier Pre-release Software received from El-Pro Communications and to abide by the terms of the license agreement for any such later versions of the Pre-release Software. Notwithstanding anything in this Section to the contrary, if you are located outside the United States of America, you agree that you will return or destroy all unreleased versions of the Pre-release Software within thirty (30) days of the completion of your testing of the Software when such date is earlier than the date for El-Pro Communications's first commercial shipment of the publicly released (commercial) Software. If you have any questions regarding this Agreement or if you wish to request any information from El-Pro Communications please use the address and contact information included with this product or via the web at http://awebudgetmanager.com/contact.htm to contact El-Pro Communications.