CIBIL SCORE | Loan Credit Score Report Loan Credit Score Report **What is a Credit Score (क्रेडिट स्कोर)? ---Credit Score (क्रेडिट स्कोर) it's just a digital number but they more impact on your financial life. Can Calculate your Credit Score for free (just a approximation of Credit Score will be provided not exact Credit Score will be provided here). The Credit Score (क्रेडिट स्कोर) is also known as the Credit Score (क्रेडिट स्कोर). Credit Score (क्रेडिट स्कोर) leads your financial report on the performance of the timely payment of your debt, credit card bill, postpaid bill, or any government penalty you paid on timely basses or not? When you apply for a credit card or a loan, lenders like banks and non banking finance companies check your credit score to see whether you have the ability to repay the credit. If you have a higher credit score, you are entitled to receive preferential pricing and get discounts on the interest rate. Moreover, a high credit score gives your the additional power to negotiate for better rates of interest on loans. IN INDIA 79% OF THE LOANS APPROVED ARE FOR INDIVIDUALS WITH A SCORE GREATER THAN 750. Your CIBIL Transunion Score and Credit Information Report (CIR) is an evidence of your credit worthiness. CIBIL Transunion Score ranges between 300 and 900. All lenders check your Credit Score before approving your loan application. Can Calculate your Credit Score for free (just a approximation of Credit Score will be provided not exact Credit Score will be provided here). Important FAQs:- A. What is a credit score? A credit score is an indicator of a borrower’s ability to make credit payments on time. It is calculated after evaluating multiple information patterns such as your past credit report, loan payment history, current income level, etc. A higher credit scores increases your chances of getting a low interest loan from a financial institution. A credit report is a crucial element nowdays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings. Symbolically it's like a green signal that enables them to go ahead. This is becoming important as lenders are checking credit scores rather than analyzing the actual goodwill statements for approving loans for their customers. In order to have good credit score, your goodwill statements needs to be flawless. You can get your report from goodwill statements agencies and check what score you have. B. Why is it important for me to know my credit score? Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected. Flipside, a good credit score improves your chances of negotiating a lower interest rate. Disclaimer : ** This app is not an official Credit Score (क्रेडिट स्कोर). ** This app only acts as an interface. All information displayed is loaded from other websites i.e. paisabazaar or cibil etc.. ** Neither developer of this app nor software has any association with Any Bank. ** This app does not store any information provided by the user like username/password, etc..
VERSION HISTORY
- Version 1.4 posted on 2019-07-26
Fix some issues. - Version 1.0 posted on 2019-07-17
Program Details
- Category: Business > Accounting & Finance
- Publisher: MN PATEL
- License: Free
- Price: N/A
- Version: 1.4
- Platform: android