PaySense provides instant personal loans from Rs 5,000 upto Rs. 5,00,000 with an Annual Percentage Rate (APR) on loans between 16% to 36% (on a reducing balance basis). The loans are given for a duration of 3 months to 60 months. Looking to get a personal loan? PaySense is a personal loan app which offers instant personal loans upto ₹5 lakhs at attractive interest rates, zero collateral & flexible EMI. Why Choose PaySense for Instant Personal Loan PaySense lets its customers enjoy the following advantages: 👉Affordable interest rates 👉Convenient and affordable EMIs 👉2-minute loan application process 👉Paperless documentation 👉Loans available for those with low credit scores as well 👉Automated updates and EMI deduction Personal Loan App Features 👉 The standard processing fee is 2% of the loan amount. For example, a loan of ₹1 lakh for 24 months will have an APR of 24% (on a reducing balance basis) and a processing fee of 2% (₹2,000). This loan would be paid back in 24 EMIs of ₹5,377 each with the total interest of ₹29,048 It has an Equated Monthly Installment (EMI) calculator that provides the freedom of deciding your own EMI amount and loan tenure. The calculator takes into account interest, principal loan amount and tenure (duration) of your personal loan and accordingly provides the amount of money you need to pay every month and the interest payable on the loan. Main Eligibility Criteria 👉 Salary should be more than ₹20,000 (Net monthly take home) for Mumbai & Delhi based users. 👉 Salary should be more than ₹18,000 (Net monthly take home) for Other Locations. Additional Information Pre-payment charges on loan closure (allowed after 3 EMI payments) is 4% +18% GST on the remaining principal amount and Late Payment Charges are ₹500 +18% GST upon failure to pay the EMI on the fixed date. 🔝💰 PaySense has been identified amongst the Top 100 Fintech innovators in the world by a KPMG and H2 Ventures report. 🔝💰 5 Million+ users have already installed the PaySense app for: 👉Personal Loan for Marriage Expenses 👉 Personal Loan for New /used Car & Two-Wheeler 👉Personal Loan for Education 👉Personal Loan for Medical Emergencies 👉Personal Loan for Consumer durable 👉Personal Loan for Credit Card Bills 👉Personal Loan for Home Renovation 👉Personal Loan for Travel PaySense has disbursed over 1 lakh personal loans in the last 12 months and is one of the best Indian personal loan apps in the market, offering easy & quick loans to salaried individuals. 🇮🇳The company is present in 50+ cities in India, including Mumbai, Bengaluru, Kolkata, Chandigarh, Chennai, and Delhi-NCR. With quick money loans, PaySense offers the flexibility of getting an instant personal loan in just a few hours🇮🇳 How to Apply for Instant Personal Loan Online? PaySense is the fastest way to get an instant personal loan online.Follow these four steps to get a loan instantly: 👉Install the PaySense online loan app. 👉Register and check your personal loan eligibility. 👉Provide KYC documentation like identity proof (Aadhar/PAN/VoterID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement) and a photograph (selfie). 👉Sign your application and get instant approval for your personal loans. Once approved, the loan amount will be credited to your account within a few days. Personal Loan Eligibility You should fulfill the following criteria on the online personal loan app: 👉A resident of India 👉Between 21 to 60 years 👉A salaried employee with a min monthly salary of ₹18,000* 👉Based in any one of the 50+ cities we serve across pan-India Security and Privacy PaySense personal loan app ensures best security and privacy standards to protect its database. Our app is safe & secure to use and we do not share customer information with third parties without consent.
VERSION HISTORY
- Version 3.7.2 posted on 2020-11-19
Bug fixes and performance improvements - Version 2.12.8 posted on 2017-12-26
Soon get a loan from any part of India. Only your Aadhaar card and mobile number linked to it required - Version 2.9.8 posted on 2017-01-06
2.9.8,- Bug fixes and performance improvements,2.9.7,We're revamped subsequent loans! Repaid your loan? Get another one, without any more paperwork. We have a new welcome screen too :),2.9.6,- Bug fixes and performance improvements,2.9.0,- New: See where you are at each stage in the loan process and learn more about what to expect with our new "Where am I?" Timeline, available to everyone!,2.8.1,- See your CIBIL credit score for FREE,- Improved application flow with more information - Version 2.9.4 posted on 2016-12-15
2.9.4,- Bug fixes and performance improvements,2.9.0,- New: See where you are at each stage in the loan process and learn more about what to expect with our new "Where am I?" Timeline, available to everyone!,2.8.1,- See your CIBIL credit score for FREE,- Improved application flow with more information
Program Details
- Category: Business > Accounting & Finance
- Publisher: PaySense Pte. Ltd.
- License: Free
- Price: N/A
- Version: 3.7.4
- Platform: android